Owners Row

Free to read

Bought a car? Here is what to do next

You paid, you have the keys and a signed title. Now what? The car is yours, but the state does not know that yet. Until you title it, the record still shows the seller.

Paying for it makes it yours. Titling it makes it official.

Title it in your name, on time

Every state expects the buyer to apply for a new title, and most set a deadline counted from the date of sale.

The deadline can be short, and some states add a penalty when you miss it.

Check the deadline with your state’s motor vehicle office before you buy, so the clock does not surprise you.

The tax is usually paid at the counter

In most states the buyer pays sales or use tax when titling the car, not to the seller.

Some states figure it on the price you paid, and some on a book value. That is one reason the price on the bill of sale matters.

Put the real price on it. A low number written to save tax is a false statement on a state record.

Getting it home

In many states the plates stay with the seller. Then the car leaves with no plate on it.

Some states offer a temporary permit or a transit tag for the drive home. Some want it registered first.

Ask before the sale which kind your state is, and plan the ride home around it.

The table below shows what happens to the plates in each state.

Plates, every state

These answers are written to the seller, so you in the table means the seller. Tap a state for the full answer and its source.

StatePlates
AlabamaThey come off, and stay with the seller
AlaskaThey stay — unless they are personalized
ArizonaOff before they take possession
ArkansasThey come off, and can move to your next vehicle for $1, plus any higher registration fee
CaliforniaThey stay with the car
ColoradoYou keep them — never let the buyer drive off with them
ConnecticutOff — and cancel the registration
DelawareOff — and returned to any DMV office
District of ColumbiaOff at the sale; cancel or turn in within 5 business days, unless you move them to another vehicle
FloridaThey come off, and stay with the seller
GeorgiaThey stay with you — cancel the registration
HawaiiThey stay with the vehicle
IdahoOff — they stay with you
IllinoisOff — sent to the Secretary of State, or moved to your next vehicle
IndianaOff — and the BMV does not want them back
IowaOff — keep them for your next car, or turn them in
KansasOff — the right to use it expires
KentuckyYou keep it
LouisianaThey come off, and get destroyed
MaineOff — the plate stays with you
MarylandOff — then return them to the MVA, or move them to your next vehicle
MassachusettsOff — move them to your next car, or cancel and cut them in half
MichiganOff before they take possession — keep it for another vehicle or destroy it
MinnesotaThey go with the car — and so do the taxes
MississippiThey come off — and are surrendered
MissouriOff before they take possession
MontanaOff — and do not believe the promise
NebraskaOff — turn them in for a refund, or move them to your next vehicle
NevadaYou keep them
New HampshireYours — credit follows the primary owner
New JerseyOff — and surrendered to an agency
New MexicoOff, then moved or canceled within 30 days
New YorkSurrender them — you may get a refund
North CarolinaOff — and surrender it immediately
North DakotaOff — and the unused months become a credit on your next vehicle
OhioOff immediately — the statute says so
OklahomaThey come off, and stay yours
OregonThey stay with the car, unless you take them off
PennsylvaniaOff — and mailed back to Harrisburg
Rhode IslandOff — and the DMV will not take them at a counter
South CarolinaOff — move it to another vehicle or return it within 30 days
South DakotaYou keep them — plate with owner
TennesseeThey come off, and follow you
TexasThey come off, and stay with the seller
UtahOff, unless sold with it — then 20 days to turn them in or reuse them
VermontOff — return them within 5 days, or move them to your next car
VirginiaOff before they take possession — then turn them in
WashingtonOff — you are legally obligated
West VirginiaThey come off — the seller keeps them
WisconsinOff — then destroy them, do not return them
WyomingOff immediately, unless it goes to close family or a joint owner

Insurance before you drive

Nearly every state requires insurance on a car you drive, and most want proof of it when you register.

Call your insurer before the sale. Many can add the car the same day.

Inspection and emissions

Some states require a safety inspection, an emissions test or a VIN check before or soon after you register.

Others require none. Ask the motor vehicle office which applies where you live.

What to bring to the office

  • The title, signed over to you, with the odometer reading filled in.
  • The bill of sale, signed by both of you.
  • A lien release, if a lender was listed on the title.
  • Your photo ID and proof of insurance.
  • Payment for the tax, the title fee and registration.

Every state has its own list and its own forms. Check the office’s list before you go.

Bring the paperwork

Print the bill of sale for your state before the sale, so both of you sign one. Free, no account.

What this page is

A plain description of how this generally works in private vehicle sales in the United States. Rules differ by state and change. It is not advice about your sale — for that, your state's motor vehicle agency is the authority, and their current page is what governs.

What state are you selling in?

The paperwork and the rules differ by state. We’ll set yours up.